Easy Payday on PaydayOne
It is just frustrating to count on our payday, especially when we have so many things we cannot afford for days. PaydayOne provides the best solution for people who need some immediate cash to settle their immediate expenses. This is an online payday loan lender that will provide some ease and simplicity to the problem. There will be no complex procedures. All you have to do is just to wait under a day to get your cash where no credit check or teletrack check performed, no faxing is required and above it all you will get the result of your application instantly online.
PayDayOne - website shot
PaydayOne Meeting Your Urgent Expenses
Payday loans will be the perfect solution to help you when you need some cash urgently to pay you due bills or to cover some medical or dental expenses. By getting a small loan, your problem is solved and you can conveniently repay the loan after you receive your paycheck. This kind of loan is easy to get as you can find so many payday loan lenders over throughout your city. Unfortunately, just a few of them are reliable. And PaydayOne is one of these few offering its services since 2002.
Online Service of Payday Loans
Online service makes things easier. Normally it would take a long time waiting in a queue line to get a personal loan from offline loan lenders. If you apply online to PaydayOne however you will get the result of your application instantly online and the cash will be deposited in your bank account the next business day.
Secure Application
One thing that makes PaydayOne reliable is that this lender provides a high secured application. So many benefits can be achieved including coupon codes that you can exchange for bonuses. Of course, this promo coupon has a time limit so you should use it within a certain time frame.
Technical Facts
STATES
PaydayOne is a state licensed lender in 18 states, which are :
| •CALIFORNIA | •LOUISIANA | •RHODE ISLAND |
| •DELAWARE | •MAINE | •SOUTH CAROLINA |
| •HAWAII | •MISSISSIPPI | •SOUTH DAKOTA |
| •IDAHO | •MISSOURI | •TENNESSEE |
| •ILLINOIS | •NEVADA | •TEXAS |
| •KANSAS | •OHIO | •WYOMING |
In all the above states PaydayOne offered payday loans except for ILLINOIS and SOUTH CAROLINA it offers installment loans and in TEXAS it offers Credit Service Organization loans (CSO).
APR
The APR is different from one state to another also it depend on your loan term, it could be as low as 217% in MAINE up to 611% in NEVADA but in general it’s ranging between 456.25% – 586.61% in the other states.
COST OF THE LOAN
The same thing applied to the Total Interest and Fees (Financing Fees) for each $100 per 14 days, for example it could be as low as $14.50 and $15 in KANSAS and MAIN respectively but in general it’s ranging between $17.50 and $22.50.
PaydayOne LOAN TERM
The Loan Term ranging from minimum 8 days up to 41 days also depend on the state of the loaner but it can be longer (up to six months) for the installment loans in ILLINOIS and SOUTH CAROLINA. You can Refinance your loan and pay just the interest and fees – you may use this option up to four times per loan.
MAXIMUM PaydayOne LOAN AMOUNT
The Maximum Loan Amount also varied from one state to another from $250 – $1000. In 7 states it’s $1000, in another 8 states the maximum loan amount is ranging between $500 – $750, while in MAINE and MISSISSIPPI it’s $300 and in CALIFORNIA the maximum loan amount is only $250.
Required Information When You Apply For a Loan at PaydayOne
Social Security Number
State ID or Driver’s License
Bank Account Information (checking account should be in good standing)
Recent Paycheck Amount
Valid email.
